For Buyers

Buying a Home: Step by Step

Whether you are a first time buyer or seasoned investor, the home buying process can be overwhelming if not well coordinated. The steps below outline how we ensure you are fully informed regarding the process during your purchase, along with some helpful tips and checklists you can print out and use along the way.

Step 1: Qualifying

Download PDFQualifying is the process of assessing your ability to purchase, both in terms of finances and motivation. We assess the following aspects when qualifying our clients:

  • The mortgage and interest rate you’ve been pre-qualified for
  • Your time frame to purchase
  • Your lifestyle, including work, recreation, and family etc.

Buying a home is easy, but owning your home is our mutual goal. This is why we give you common sense advice on how to finance your purchase as well as how to pay off your mortgage sooner, with tips on paying the least amount of interest possible. These strategies allows you to invest more in the value in your home that you will enjoy and less in interest payments.

Step 2: Search

Download PDFThe home search is often the most exciting step, and the best search requires that we design a structured approach to ensure that no stone is left un-turned, while no time is wasted viewing property that you would not purchase or does not fit your criteria. We know that discovering the best value in a home means defining reasonable limits, using our experience to know when to guide you to venture outside.

We’ll give you the ability to search like REALTORS®, with all the information you require to make an informed decision.

Step 3: The Offer

Download PDFThis is where our expertise and market knowledge carry a lot of weight. Trust us to do the tough negotiations for you, to ensure that you never pay more than market value for your home- unless you decide to. We’ll also ensure that you never loose the home you want by letting it get away. Sano and his team have successfully negotiated thousands of different scenarios in a multitude of situations, so you’ll receive seasoned advice to ensure your success.

Variables that affect the offer:

  • Days on Market
  • Motivation of seller
  • The Buyers financial stature
  • Home inspections
  • Neighbourhood, comparables, uniqueness, move-in ready
  • Market trends
  • Multiple offers

Step 4: Due Diligence

Download PDFOnce your home is under contract, the Due Diligence stage is your opportunity to perform the necessary inspections, reviews and paperwork to ensure that you don’t run into any  surprises after closing.

  • Home inspection
  • Confirmation that financing can be obtained
  • Review of condominium documents
  • Review of zoning and development restrictions

Step 5: Closing

Download PDFClosing is the process of completing the purchase and taking possession of your new home. We work with a select group of trusted partners to ensure that your transaction closes smoothly and without a wrinkle, including:

  • Lawyers
  • Banks
  • Mortgage brokers
  • Trades

    Sano Stante Real Estate offers Buyer’s a free consultation which explains every aspect of the home buying process and helps you establish your personal home search plan. Thereafter we scour the market for the home you love, and with our expertise this will happen as quickly as you wish.

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